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Net Worth Envy

Streaming Royalty & Recoupment Calculator

A billion streams is not a billion streams of income. Two separate pots are paid — one for the recording, one for the composition — the artist earns a contracted slice of the first, and that slice repays the advance before a cent of it is cash. Enter the numbers from a statement to see where each pot goes and how much of it is still a loan.

Total plays of the recording across services.

Share of the master payout the contract allows. Classic label deals sit near 18%; distribution deals reach 80–100%.

What reaches the owner of the recording. Moves with service, market and subscription tier.

Mechanical plus performance royalties on the composition — a separate pot from the recording.

An advance is a loan against royalties, not a payment. Nothing lands until it is repaid.

Split across co-writers — four writers on equal splits is 25% each.